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Family Health Insurance

Get expert advise on the different family health insurance plans available in Missouri to your family.  It's important to know about deductibles, co-payments, co-insurance, and out-of-pocket maximums.Family health insurance Missouri

Plans can offer other benefits, like vision, dental, or medical management programs for a specific disease or condition.  As you compare plans, you'll see what benefits each plan covers.

5 categories of plans

These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care.The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs.It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care.
Categories describe how much of the total average cost of care they cover.

Catastrophic less than 60%
Bronze 60%
Silver 70%
Gold 80%
Platinum 90%