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Life Insurance

Life insurance is often one of the most important purchases you ever make.  The purpose of life insurance is to have money for your beneficiaries to pay for any number of needs.  In the event of a tragedy, life insurance can help pay bills for your heirs' mortgage, children's education, car loans, and any other bills associated with every day.

How do you know if you need life insurance?  Let's take this scenario...You are married with 4 children ages 16, 7, 5, & 2.  Your spouse stays at home so your income is the only one.  You owe $134,000 on a house, $30,000 for cars, and have other monthly bills that you pay including cell phone, cable, utilities, ect.  Will your family suffer financially if you die?  Where will the stay at home spouse get the money for ongoing bills?  Does that spouse have the ability to earn as much as you did to make the payments?  Is there money saved for burial?  These are important questions to help determine if you need life insurance.  No, it's not fun to think about, but it is necessary.

 

                                                  Life Insurance in Missouri


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